Deciding which type of life insurance policy to purchase can seem daunting at first due to the terminology, legal requirements and explanations of various benefits. As with most financial decisions however, it is best to simplify the process and sele...
During times of economic uncertainty consumers will refrain from spending which can lead to retail closings and economic stagnation. Businesses suffer both small and large and while bankruptcies can be prevalent in the retail sector certain financial...
Insurance is a protection against the unfortunate and unexpected when life throws curve balls at well-crafted plans. Many families and individuals are often caught saying I never thought would happen to me. Auto insurance protects against accidents, ...
From the moment a child enters this world they will need medical care to ensure their health and well being. In an ideal setting one or both parents will have employment which provides adequate Health Insurance for the family including their newborn...
Healthcare coverage has become a hot button issue recently with escalating costs and a lack of qualified physicians available to select from. Finding a family health care doctor for you and your loved ones is becoming an ever increasing problem with ...
Self-employed individuals often have other priorities which take precedence when deciding which health insurance option they are going to purchase. Day-to-day operations, tax implications, inventory and labor management and a myriad of other business...
Automobile accidents can be trying times and it is important to know what to do and when to do it to protect yourself and others. Drivers can save themselves a lot of pain and suffering down the road the more prepared they are about what to do after ...
Auto liability insurance covers damages resulting from an accident with another vehicle. It is the most basic form of automobile insurance and is required in all 50 states to legally register and operate a motor vehicle. Each state has different insu...
Auto insurance coverage, much like homeowners insurance and health insurance, is a contract between the customer and insurance provider to offer financial protection should something unforeseen happen. There are a few different circumstances, initiat...
There are a number of considerations which are taken into account to determine what type of travel medical insurance may be required, if at all, for what type of pre-existing medical condition. Where you're going, how you're going to get there, your...
Life can be full of unexpected complications which at any moment can derail travel plans. As with most situations it depends on your travel history and the level of risk you're willing to assume should you opt out of travel insurance. Are you travel...
Last summer, amid the swirling fears of swine flu, Katherine Walls and her boyfriend researched travel insurance options for their trip to a remote area of Peru. Walls discovered that epidemics aren't covered in most traditional plans, so she decided...
Purchasing homeowners insurance for many years entailed simply calling up your family insurance agent and everything was taken care after that. You would have a blanket policy which covered your home and possessions and insurance rates would be consi...
Homeowner insurance is important to have regardless of whether you own your home outright or still have a mortgage. Much like automobile insurance and health insurance, homeowner insurance is meant to protect your property and possessions in the even...
Homeowners insurance can provide the coverage necessary to protect individuals from catastrophic loss of property due to events such as fire, flood, tornadoes and other natural disasters. It can also provide coverage for liability should visitors ha...
A Cost Of Living Adjustment, also known as COLA, is a mechanism by which individuals who collect government, company provided long-term disability or private supplemental income plans can receive increases in their payments over time. The increases h...
Long-term care insurance is becoming more popular as a supplement to existing insurance coverage for individuals worried about the high cost of living should they be unable to function on their own. This type of insurance product is not normally requ...
Transition benefits is a term often used in conjunction with long-term disability coverage to provide additional compensation while reestablishing a business or practice. Transition benefits offset wages lost which may not be fully covered by worker...