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Insurance Articles

Life Insurance

When Should Someone Go With Whole Life Insurance? When Should Someone Go With Whole Life Insurance?

Deciding which type of life insurance policy to purchase can seem daunting at first due to the terminology, legal requirements and explanations of various benefits. As with most financial decisions however, it is best to simplify the process and sele...


What Happens If Your Life Insurance Issuer Goes Out Of Business? What Happens If Your Life Insurance Issuer Goes Out Of Business?

During times of economic uncertainty consumers will refrain from spending which can lead to retail closings and economic stagnation. Businesses suffer both small and large and while bankruptcies can be prevalent in the retail sector certain financial...


The Benefits And Importance Of Life Insurance The Benefits And Importance Of Life Insurance

Insurance is a protection against the unfortunate and unexpected when life throws curve balls at well-crafted plans. Many families and individuals are often caught saying I never thought would happen to me. Auto insurance protects against accidents, ...


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Health Insurance

How To Find A Family Health Care Doctor How To Find A Family Health Care Doctor

Healthcare coverage has become a hot button issue recently with escalating costs and a lack of qualified physicians available to select from. Finding a family health care doctor for you and your loved ones is becoming an ever increasing problem with ...


Affordable Health Insurance For The Self Employed Affordable Health Insurance For The Self Employed

Self-employed individuals often have other priorities which take precedence when deciding which health insurance option they are going to purchase. Day-to-day operations, tax implications, inventory and labor management and a myriad of other business...


Where Can I Find Low Cost Health Insurance?

Having health coverage for you and your family is important but sometimes it can be difficult to find low cost health insurance that can work within a limited budget. While many families go without health insurance due to high monthly premium costs e...


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Automobile Insurance

What Does Auto Liability Insurance Cover? What Does Auto Liability Insurance Cover?

Auto liability insurance covers damages resulting from an accident with another vehicle. It is the most basic form of automobile insurance and is required in all 50 states to legally register and operate a motor vehicle. Each state has different insu...


The Difference Between Lapsed And Cancelled Auto Insurance? The Difference Between Lapsed And Cancelled Auto Insurance?

Auto insurance coverage, much like homeowners insurance and health insurance, is a contract between the customer and insurance provider to offer financial protection should something unforeseen happen. There are a few different circumstances, initiat...


Keeping Your Auto Insurance Premiums In Check Keeping Your Auto Insurance Premiums In Check

You have to know that there are several factors that affect car insurance rates. Your driving history, credit history...heck, even your marital status affects these rates. Something that might not make you entirely happy, but it's the truth and it's ...


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Travel Insurance

Are Pre-existing Conditions Covered By Travel Medical Insurance? Are Pre-existing Conditions Covered By Travel Medical Insurance?

There are a number of considerations which are taken into account to determine what type of travel medical insurance may be required, if at all, for what type of pre-existing medical condition. Where you're going, how you're going to get there, your...


What Type Of Travel Insurance Should I Consider Purchasing? What Type Of Travel Insurance Should I Consider Purchasing?

Life can be full of unexpected complications which at any moment can derail travel plans. As with most situations it depends on your travel history and the level of risk you're willing to assume should you opt out of travel insurance. Are you travel...


Top Tips for Buying Travel Insurance Top Tips for Buying Travel Insurance

Last summer, amid the swirling fears of swine flu, Katherine Walls and her boyfriend researched travel insurance options for their trip to a remote area of Peru. Walls discovered that epidemics aren't covered in most traditional plans, so she decided...


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Home Insurance

How To Reduce Rates On Home Owner Insurance For Dog Owners How To Reduce Rates On Home Owner Insurance For Dog Owners

Purchasing homeowners insurance for many years entailed simply calling up your family insurance agent and everything was taken care after that. You would have a blanket policy which covered your home and possessions and insurance rates would be consi...


How To Reduce Your Insurance Rates With Home Improvement Projects

Homeowner insurance is important to have regardless of whether you own your home outright or still have a mortgage. Much like automobile insurance and health insurance, homeowner insurance is meant to protect your property and possessions in the even...


Important Things For You To Know About Home Owner Insurance Important Things For You To Know About Home Owner Insurance

Homeowners insurance can provide the coverage necessary to protect individuals from catastrophic loss of property due to events such as fire, flood, tornadoes and other natural disasters. It can also provide coverage for liability should visitors ha...


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Long Term Care Insurance

What Is A Cost Of Living Adjustment Or COLA? What Is A Cost Of Living Adjustment Or COLA?

A Cost Of Living Adjustment, also known as COLA, is a mechanism by which individuals who collect government, company provided long-term disability or private supplemental income plans can receive increases in their payments over time. The increases h...


Information On Long Term Care Insurance Information On Long Term Care Insurance

Long-term care insurance is becoming more popular as a supplement to existing insurance coverage for individuals worried about the high cost of living should they be unable to function on their own. This type of insurance product is not normally requ...


What Are Transition Benefits? What Are Transition Benefits?

Transition benefits is a term often used in conjunction with long-term disability coverage to provide additional compensation while reestablishing a business or practice. Transition benefits offset wages lost which may not be fully covered by worker...


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