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Learn About Automobile Insurance


What Does Auto Liability Insurance Cover?
What Does Auto Liability Insurance Cover?

Auto liability insurance covers damages resulting from an accident with another vehicle. It is the most basic form of automobile insurance and is required in all 50 states to legally register and operate a motor vehicle. Each state has different insu...


The Difference Between Lapsed And Cancelled Auto Insurance?
The Difference Between Lapsed And Cancelled Auto Insurance?

Auto insurance coverage, much like homeowners insurance and health insurance, is a contract between the customer and insurance provider to offer financial protection should something unforeseen happen. There are a few different circumstances, initiat...


Keeping Your Auto Insurance Premiums In Check
Keeping Your Auto Insurance Premiums In Check

You have to know that there are several factors that affect car insurance rates. Your driving history, credit history...heck, even your marital status affects these rates. Something that might not make you entirely happy, but it's the truth and it's ...


What Is Auto Insurance Fraud?
What Is Auto Insurance Fraud?

Auto insurance fraud is often depicted in TV courtroom dramas where the plaintiff has a neck brace and complains about the defendant carelessly and recklessly ramming their car. Then the defendant's lawyer "accidentally" drops a briefcase causing the...


8 Tips to Put the Brakes on Car Insurance
8 Tips to Put the Brakes on Car Insurance

Car insurance can be expensive but if managed correctly you can minimize costs and still get the appropriate coverage you need in the event of an accident. Some steps may seem obvious like raising your deductible and avoiding speeding tickets but oth...


5 Ways to Lose Your Car Insurance
5 Ways to Lose Your Car Insurance

Purchasing a new or used vehicle can be an exciting time as you drive around town and visit your friends and family. Purchasing insurance is of course less exciting albeit necessary and is there to protect you and others in the event of an accident. ...


5 Tips to Pay Less for Car Insurance
5 Tips to Pay Less for Car Insurance

As the cost of gasoline continues to increase consumers are continually looking for ways to save money with respect to automobiles. Examining and adjusting your auto insurance coverage annually can save hundreds of dollars per year with little to no ...


Is There A Deductible On Comprehensive Auto Insurance?
Is There A Deductible On Comprehensive Auto Insurance?

Comprehensive automobile insurance is for claims which result in anything other than an accident. The type of automobile insurance which is normally a part of full coverage is called comprehensive and collision. Individuals can seek a claim that fall...


Does A Person Need Auto Insurance To Rent A Car?
Does A Person Need Auto Insurance To Rent A Car?

Auto insurance is required whenever a person operates a motorized vehicle regardless of whether or not they own it, borrow it or are renting it. Fortunately there are multiple ways to obtain auto insurance either through existing coverage or what is ...


What Happens If Someone Is In An Accident Which Is Their Fault?
What Happens If Someone Is In An Accident Which Is Their Fault?

All states have a minimum requirement of liability insurance coverage or similar amount in bond to operate a motor vehicle. While full coverage with comprehensive and collision protection is great for repairing damage to a vehicle it is not always ne...


What Affects The Cost Of Auto Insurance?
What Affects The Cost Of Auto Insurance?

Auto insurance can make up a significant portion of monthly expenses and many consumers wonder what factors affect the cost of auto insurance the most. The goal in understanding how auto insurance costs are calculated is to determine what changes can...


Do You Need Auto Insurance For A Learner Permit?
Do You Need Auto Insurance For A Learner Permit?

In short, yes you need auto insurance for a learners permit to legally operate a vehicle. The reason is that any vehicle under your control must be able to compensate others in the event of an accident. The way of going about getting auto insurance w...


How To Save Money On Auto Insurance
How To Save Money On Auto Insurance

Auto insurance is required by law in most states as a means to protect drivers and pedestrians and to lower premium costs by equally distributing insurance expenses. Even if it isn't required by law, it is still smart to protect yourself and your pro...


How Much Does Auto Insurance Cost?
How Much Does Auto Insurance Cost?

The cost of automobile insurance is determined by numerous diverse factors ranging from where you live to how you drive and what type of coverage you need. There is no blanket rate for a "typical" type of auto insurance and when it comes to auto insu...


How To Shop For Car Insurance
How To Shop For Car Insurance

For most consumers car insurance premium payments are a fact of life. If you drive a car then you will be paying for car insurance in some capacity for the life of the vehicle. Only individuals lucky enough to live in cities with excellent public tra...


How To Get Auto Insurance If You Do Not Own A Car
How To Get Auto Insurance If You Do Not Own A Car

It is common for individuals to need auto insurance even in situations where they do not own a car. For most individuals it may not seem necessary to have auto insurance without owning the title on a vehicle. After a little reflection however you rem...


About Auto Insurance For Teenagers
About Auto Insurance For Teenagers

Purchasing auto insurance for teenagers can be an expensive proposition due to the statistical probability that they will be most likely to have an auto accident. This increased likelihood is due to a lack of experience for various driving conditions...


How To Shop For Auto Insurance
How To Shop For Auto Insurance

You just purchased a brand-new car and are excited to start driving around town showing friends and family how happy you are. But before you do that you need some auto insurance. Shopping for auto insurance is not nearly as difficult as it once was d...


Cheaper Auto Insurance
Cheaper Auto Insurance

Automobile insurance can be expensive but there are numerous steps you can take to lower your insurance premiums and save money. Some steps are easy to take such as shopping around and increasing the deductible while others are little more difficult...


What Does Full Coverage Auto Insurance Include?

Full coverage auto insurance normally includes additional products and services that may be required above and beyond standard comprehensive and collision insurance. The standard insurance coverage most individuals get because they currently do not o...


Why Is It Important To Have Auto Insurance?
Why Is It Important To Have Auto Insurance?

Automobile insurance, like any other insurance, is used to protect the individual or cover any financial losses which may occur from operating a motor vehicle. While insurance premiums can be expensive and it may be tempting to forgo automobile insu...


How to Save Money on Car Insurance

There are a number of various ideas to save money on car insurance. Below are six of the most common money saving tips. While there may be more these are the easiest to do and can start saving money immediately. Keep your driving record clea...


10 Ways To Reduce Your Car Insurance Bill

One of the biggest expenses we have is often our car insurance, auto insurance premiums continue to rise at a staggering rates, just recently Ontario approved a new premium increases of up to 19%. This is especially frustrating for those with good dr...


How to Get Cheap Car Insurance
How to Get Cheap Car Insurance

There are hundreds of millions of drivers with car insurance in the United States. Many drivers receive their auto insurance bill and wonder why they are paying so much. There are a number of steps that drivers can take to ensure that their auto insu...


How to Buy Auto Insurance Online
How to Buy Auto Insurance Online

Anyone who runs a car must have auto insurance. There are so many auto insurance companies in each city, so it could be difficult to compare the prices. There are many major auto insurance companies online that offers competitive policy in pricing an...


How to Buy General Auto Insurance
How to Buy General Auto Insurance

So, you want to learn how to buy general auto insurance. You can buy general auto insurance and the process is not hard. However, to get the best deal, you will have to do some research and shop around. Basically, auto insurance is purchased to pay f...


Buying Auto Insurance Online

Do you ever wonder about how to buy car insurance online? Are you curious about whether or not you can buy your policy online without ever speaking to a human agent? The truth is, it's entirely possible to buy car insurance online if you know what yo...


How to Choose Best Car Insurance for You
How to Choose Best Car Insurance for You

The purchase of a certain type of car insurance is one of the biggest costs of owning and operating a motor vehicle. All Member States require a minimum level of liability insurance for the protection of the public of other drivers and their properti...


Reducing Your Deductible for Auto Insurance
Reducing Your Deductible for Auto Insurance

To reduce your car insurance deductible, all you have to do is simply contact your car insurance company and tell them the reduction you would like to make. You can do this over the phone, online, or via e-mail. The deductible amount is completely...


Common Car Insurance Problems
Common Car Insurance Problems

Almost every state requires that drivers take out car insurance, but most do not fully understand their policy until they attempt to file a claim. Car insurance can lead to a number of other problems as well. Here are some common problems that people...


Do I Need Uninsured Motorist Coverage?

No one wants to have a car accident, but accidents can happen to anyone, so we protect ourselves and others with automobile liability insurance. One aspect of auto insurance you may wonder about is "uninsured or underinsured motorist coverage." Since...


Insurance Rates After a Speeding Ticket
Insurance Rates After a Speeding Ticket

Getting a speeding ticket is not a pleasurable experience for anyone. The costs involved to pay a traffic ticket usually hits our bank accounts pretty hard, especially speeding tickets. The price that someone has to pay for a speeding ticket varies f...