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Loans Articles

Mortgage Loans

How Can I Find The Best Mortgage Rate? How Can I Find The Best Mortgage Rate?

Purchasing a home is likely to be the largest expense any consumer undertakes and most of us will be unable to pay for the purchase in cash. Qualifying for and obtaining a mortgage with reasonable terms and the best interest rate possible should be a...


Steps For Getting A Mortgage After Bad Credit Steps For Getting A Mortgage After Bad Credit

Qualifying for a home mortgage after experiencing bad credit can be difficult but it is still possible with a little planning and hard work. There are numerous credit repair steps that can be taken to improve your credit score which will go a long wa...


When To Refinance Your Mortgage With Lower Interest Rates When To Refinance Your Mortgage With Lower Interest Rates

Financing the purchase of the home means carrying a mortgage for between 15 and 30 years. This is a long time horizon and rarely do finances stay the same. Personal finances can change from a loss of employment to getting married while macroeconomic ...


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Personal Loans

How To Get A Personal Loan Fast How To Get A Personal Loan Fast

If an unexpected event occurs, such as medical emergency or automobile repair, it may be necessary to get a personal loan fast in order to deal with the situation. Many consumers can be caught off guard and will need access to money quickly but may n...


What Is A Secured Personal Loan? What Is A Secured Personal Loan?

When looking to quickly borrow a large sum of money, most consumers will be applying for a secured personal loan. Financial institutions are more likely to issue a secured personal loan because they are protected should the borrower fail to repay the...


How To Get A Personal Loan Quickly How To Get A Personal Loan Quickly

It will sometimes be necessary to get a personal loan quickly to pay for unexpected expenses like an auto repair or medical bill. There are a number of different types of personal loans available for consumers but which type of loan you get and at w...


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Payday Loans

Can You Go To Jail For Lying To A Payday Loan Company? Can You Go To Jail For Lying To A Payday Loan Company?

First things first. It is generally a bad idea to lie and it is even more so when dealing with businesses contracts. Never lie to obtain a payday loan or to any other business, ever. Also, this article is not be construed as legal advice or to be use...


How To Stop Paying Payday Loans How To Stop Paying Payday Loans

Taking out your first payday loan can be the beginning of the never-ending cycle of constant loans over a period of months and years. What is normally meant to be a short-term loan for two weeks or less can often snowball and require additional loans...


Where Can I Get A Payday Loan? Where Can I Get A Payday Loan?

Life will often have many unexpected financial emergencies where it may be necessary to obtain some immediate extra cash until your next paycheck. There are a number of different payday loan companies available that will help make dealing with these ...


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Short Term Loans

Pros And Cons Of Short Term Loans Pros And Cons Of Short Term Loans

Consumers and small businesses may find themselves in a financial bind and need a short-term or "bridge loan" to tide them over until additional resources become available. If used responsibly, short-term loans can be invaluable tools for times when ...


About Short Term Unsecured Loans About Short Term Unsecured Loans

Financial emergencies sometimes happen and without an cash reserve it may be necessary to acquire a short term unsecured loan to cover unexpected expenses. Applying for a traditional personal loan from a bank or credit union takes time to check your ...


Definition Of Short-Term Loan Definition Of Short-Term Loan

The definition of short-term loan is normally any type of debt obligation which can be obtained within 24 to 48 hours and has a repayment time of between one week and one month. Short-term loans are not normally recommended because they often come wi...


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Surety Bonds

About Surety Bond Companies

Surety bonds are normally underwritten by large to medium-sized insurance companies. National insurance organizations will have specialized departments which will underwrite surety bonds for construction loans. The purpose of the surety bond is to sp...


How To Be Qualified For A Surety Bond

A surety bond, which is also known as a performance bond, is issued for businesses and ensures that any obligation made to a third-party is fulfilled or said party will recover whatever is lost. Surety bonds, like most bond issues, tend to be quite l...


How To Buy Surety Bonds

A surety bond is an agreement between three parties to ensure a product or service is delivered according to a contract. The three parties involved are the principal, obligee and surety. Surety bonds are most often used in the construction industry a...


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Government Grants

How To Get Government Grants And Loans To Repair Your Home

Owning your own home can be a wonderful experience but over the years damage can accumulate and repairs may be needed. Depending on your financial situation you may not be able to afford to make those repairs in a timely manner. Fortunately, the Unit...


How To Apply For Free Government Grants Online

The government agency which is responsible for managing the website grants.gov is the United States Department of Health and Human Services. The website is free to use by all individuals and businesses and there are no fees required for finding or ap...


How to Land Government Grants to Start a Business

There are a number of infomercials and advertisements about how you can acquire free funds because of the hundreds of government grants available to start a business. But it is important to note that while there are indeed business grants out there, ...


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