Understanding date of last activity is an important concept when trying to properly implement credit repair. This is because date of last activity applies not only to when a payment was made on a line of credit but also when a balance was paid off o...
There is no magic talk off or special trade secret when speaking with creditors. The most important thing is being proactive and honest about your current situation and how you would like to work with the creditor to get back on track financially. ...
Credit repair is a complete examining of an individual's credit report, looking at the root causes of what may be causing credit problems and taking proactive steps and adjusting consumer behavior to clean up the credit history going forward. A gene...