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How to Get a Prepaid Debit Card

An option to consider when trying to decide how to get a debit card is to use prepaid cards. Most major department stores offer these in the form of gift cards, as do lower-end retailers such as Walmart or Target. You can shop with these cards either online or in the store that offers them.

Buying prepaid debit cards for your teenager is a great way to give them the freedom of spending how they choose while helping them learn to manage an account balance. They also make great gifts, especially if you want to make sure the person you're giving them to will only spend the money at a certain place.

Prepaid debit cards also good ways to keep a "petty cash" fund available in case of emergencies (just make sure to store them in a safe place). They can also help those who have difficulty sticking to budgets. If you want to make sure you only spend a certain amount on clothes per month, just relegate yourself to using the amount on your prepaid debit card, and once you're done, you're done.

Many grocery stores will also offer prepaid cards than you can use and refill at your convenience. You can usually find these cards in the checkout lane, and are usually only usable for the service or store whose logo they carry. For example, you're not going to be able to use an iTunes gift card anywhere other than iTunes.

This is all the basic information you need about how to get a debit card. Using a debit card is superior to using cash or credit in pretty much every way. If you follow these suggestions, getting one for yourself should be fairly easy. Using a bank card, a PayPal account, or various kinds of prepaid debit cards are excellent ways to manage your money. Happy shopping!