Learn About Checking Accounts

Opening a new checking account and moving all of you existing financial relationships can be a problem. It takes a lot of time and you're sure to miss something meaning late payments and credit report issues. There are some basic steps you can take...

Competition and advancements in technology mean there are many more features available today than ever before when opening a checking account. Banks and credit unions are continually competing for customers and as such they offer many different value...

Consumer checking accounts have been in existence for a long time. During this period, technology based innovation has provided many new value-added features for checking accounts like debit cards and online bill paying. One of these benefits has bee...

Financial institutions operate like any other business by keeping expenses low while maximizing revenues to have the highest profit margin possible. To this end, they will take certain steps to lower costs of which one of these is requiring a minimum...

When opening a checking account, a customer is provided with a hand full of starter checks which contain the new account number and the bank routing number. This doesn't necessarily create a warm and fuzzy feeling since the checks are generic and voi...

Checking accounts, until the widely adopted use of credit cards, were and still are incredibly flexible financial tools which allow consumers to make and receive payment in virtually all situations. Just because new technology comes along, it does no...

A personal checking account allows consumers to make payment for goods and services without the immediate use of cash, raccoon pelts or seashells. Personal checks are legally recognized negotiable instruments which represent a cash equivalent in valu...

In a world where free checking is increasingly falling by the wayside, it can be discouraging to look for an account without service fees -- especially if you are student who doesn't expect to keep a high balance. Many financial institutions offer a ...

For a young man just beginning to establish his financial life, opening a checking account is a small, but important, step in that process. A checking account is the workhorse of your accounts. It's for money that you plan on spending or transferri...

Now that you have a checking account, it's important that you manage it effectively. If you don't keep on top of the money coming and going from your account, you risk the embarrassment and financial penalties that come from spending money you don't ...

At one time, many nationwide banks offered totally free checking accounts to their customers. While there were requirements to avoid fees and maintain a free checking account, they were minimal and manageable for most customers. However, with the inc...

Recently, I received a notice from my local credit union about the demise of their free checking account offering. I don't have a checking account at that credit union (we opened a share account mainly so our son could have the high-yield kid's accou...

One of the financial realities of our society is that your consumer habits are of interest to just about anyone you do business with. Insurers and cell phone providers want to see that you have good credit. Banks want to know that you aren't in the h...

With so much of your money being exchanged digitally, online checking can be an easy tool for financial management. An online checking account usually comes with fewer fees than many accounts at brick and mortar banks. You can arrange for direct depo...

Your checking account will allow you or your business to deposit money and withdraw funds from a bank account that is insured by the Federal government. The terms of a checking account will vary widely from bank to bank, but there are a few general f...

Whether you are newly married or you've been married for 20 years, the debate over joint versus separate bank accounts is a hot topic among married couples. Some couples swear by separate bank accounts, and other couples think joint accounts are the ...

A joint bank account is a bank account held by two or more people. A joint bank checking account is a partnership for the purpose of depositing money, then writing checks. Checks are used like cash to pay creditors, purchase products and services, se...