Learn About Debit Cards

A debit card, sometimes referred to as a check card, allows consumers to access funds in a checking account without having to use cash or write a check. For many consumers who are unable to qualify for a traditional credit card, a debit card offers i...

The days of consumers pulling out a wad of cash or upsetting others in line by writing a personal check have long since passed into the annals of history. Today's retail establishments are all about consumer convenience, minimizing fraud and leveragi...

The short answer to this question is: No, debit cards do not help build credit. Debit cards are best considered a hybrid between ATM cards and more traditional credit cards. The fact that debit cards don't build credit does not mean they are not wort...

When deciding whether or not to use a credit card or debit card when completing a financial transaction, there are pros and cons to both options. Credit cards have been in existence a few decades longer than debit cards but both are well-established ...

An option to consider when trying to decide how to get a debit card is to use prepaid cards. Most major department stores offer these in the form of gift cards, as do lower-end retailers such as Walmart or Target. You can shop with these cards either...

A decade ago, everyone carried cash. ATMs and banks were plentiful, shopping was easy, and stores were made of bricks and mortar. Those days, however, are well behind us. Today, much of your shopping can be done online, and that which can't is often ...

The United States of America has its fair share of unemployed population. The government provides unemployment benefit to all these individuals. Recently, the decision has been taken to provide unemployment debit cards to these people. The debit card...

How to get a debit card is one of the frequently asked questions of the potential card users. In most cases a debit card is offered to the clients when they open a checking account with the card providing bank or other financial institution. The proc...

One of the best things about using a debit card is that you are using your own money. This means that you don't have to apply for credit, you are not using credit, and you don't have to pay anyone back. While this is the primary benefit there are man...

Depending on the financial provider you choose, the debit card you will be issued with will either be Visa or MasterCard. This means that your debit card will be accepted anywhere Visa or MasterCard are accepted. By linking the debit card to your ban...

Combining the convenience of a credit card with the safety of using your own money, the debit card is easy-to-use and easy to keep track of. It is perfect for anyone who tends to overspend, who is inexperienced with credit, who doesn't have a good cr...

Debit cards are governed by different Federal laws than credit cards, and some of the rights and protections enjoyed by credit card holders are not the same for debit cards. This guide provides information about how debit card users can protect their...

There are other types of debit cards such as re-loadable prepaid debit cards which have other tangible benefits. There are many significant differences between standard credit cards, normal debit cards and prepaid debit cards. As a result, there are...

If we learned anything from the financial melt-down of the past few years, its that an over-abundance of credit can lead to problems. Cash is king, and living within your means is cool. But without a credit card, how do you participate in a world whe...

The fees associated with debit card use vary from card to card. Debit card fees also vary according to how you use your card. Fees can be based on what type of debit card you own, how often you use it, and whether you experience overdrafts. Ne...

You may wonder why car rental companies are so restrictive with regards to using debit cards to rent. They may not accept them and often, if they do, debit cards require higher deposits, have age restrictions and often require extra identification an...

Using debit cards is an easy way to draw money out of your banking account. They can be used for purchases, instead of writing out a check, which is time consuming and frustrating to people standing behind you. One swift swipe of your card will help ...

A bank debit card, also referred to as a check card or ATM card, is a debit card issued by a bank and tied to a checking or savings account. People commonly get a check card or bank debit card when opening a new checking or savings account. Although ...