Learn About Retirement Planning
Raising a family and working through lean times means not everyone has an opportunity to save significant sums of money when planning for retirement. Many people also have a live for today attitude and don't realize how important retirement planning...
While enjoying your Golden Years should be the primary focus of retirement it's not always possible or desirable. Some retirees miss having a daily job to give them purpose while others may need additional income to supplement increased expenses like...
When it comes to retirement planning you can never get started too early. The mistake many individuals make is that they graduate high school or college and put retirement planning on the back burner for years at a time. The world is their oyster and...
Retirement planning often meant working for a large organization or government agency for twenty or thirty years and then collecting pension or Social Security. That however is no longer the case as many companies no longer offer pension plans and So...
It is never too late to start saving for retirement even when it feels like a monumental task and an uphill battle. Investing over 50 is not impossible but it requires strict planning and consistent execution to ensure you have what you need for fin...
Bonds are often perceived as being a boring investment that gets a low return and it's better to put your money elsewhere like stocks or mutual funds. For the most part this is true in that bonds over the last 75 to 100 years have had a lower overal...
Many investment guides will point out that as you get older, your approach to investing should shift. A person in his or her twenties just starting to work should have a greater appetite for risk than someone nearing or already in retirement. Moreove...
If you are serious about investing and saving for the future then you may need to make a few changes in your life style. Budgeting for the future is having the mindset that you need to do things now to obtain the lifestyle you wish in the future. If ...
It is your job to interview a financial planner, not the other way around, so it is important that you learn the right questions to ask a financial planner to determine whether they are a good fit for you. Choosing a financial planner can be a diffi...
My wife's parents paid for the four years she spent in college leading to her bachelor's degree. I paid my own way. We both went on to earn masters degrees, which we paid for ourselves. In the meantime, we had been saving for retirement, as well as c...
Just as food, water, shelter, and clothing are all important aspects of your life today, so is retirement planning. The funds you save today, while you are still working and earning income, are most likely the funds that will provide that food, water...
Saving for retirement can be a daunting task and many individuals don't begin to think about saving until its almost too late. For persons planning for retirement this day in age, there are some very attractive options that can quickly build long te...