Learn About Long Term Care Insurance
A Cost Of Living Adjustment, also known as COLA, is a mechanism by which individuals who collect government, company provided long-term disability or private supplemental income plans can receive increases in their payments over time. The increases h...
Long-term care insurance is becoming more popular as a supplement to existing insurance coverage for individuals worried about the high cost of living should they be unable to function on their own. This type of insurance product is not normally requ...
Transition benefits is a term often used in conjunction with long-term disability coverage to provide additional compensation while reestablishing a business or practice. Transition benefits offset wages lost which may not be fully covered by worker...
The main reason that a professional services or consultancy business takes out professional indemnity (PI) insurance or consultants insurance is that a general liability insurance policy will provide cover only for claims regarding bodily injury, per...
Long term care insurance is a type of coverage available for people who potentially may require long term care. There are many types of long term care insurance (LTCi) available but as a standard it covers things that health insurance does not and it...
Long-term care insurance can save families from financial ruin when an elderly parent requires long-term care in a facility such as a nursing home. However, like other insurance, there are many different policies available, some good and some poor. A...
Over 1.5 million wartime service veterans and their surviving spouses are eligible for billions of dollars a years in VA pensions to help pay for long-term care such as assisted living, nursing home and home care. The pensions are called "Aid and Att...
Long-term care insurance is a form of medical insurance where the purchaser pays premiums in exchange for certain benefits related to long-term care. The benefits vary from policy to policy. Benefits can include a daily amount for nursing home or ass...
Long term care insurance provides care for those who need long term care in a nursing home, care at home or adult day care. The concept is fairly straight forward in that it provides policyholders peace of mind that they will be able to afford the ty...
Long term care insurance was developed within the past 25 to 30 years in an attempt to anticipate the needs of the rapidly aging population. With families spread out across the country, it's difficult or impossible to take care of an elderly family m...