Purchasing homeowners insurance for many years entailed simply calling up your family insurance agent and everything was taken care after that. You would have a blanket policy which covered your home and possessions and insurance rates would be consi...
Homeowner insurance is important to have regardless of whether you own your home outright or still have a mortgage. Much like automobile insurance and health insurance, homeowner insurance is meant to protect your property and possessions in the even...
Homeowners insurance can provide the coverage necessary to protect individuals from catastrophic loss of property due to events such as fire, flood, tornadoes and other natural disasters. It can also provide coverage for liability should visitors ha...
Some types of insurance are necessary for everyone either because they are required by law, like auto insurance coverage in most states, or by a company such as homeowner insurance because of the type of mortgage purchased, or because it's just smart...
Saving money is the new mantra for many individuals whether it is clipping coupons or buying in bulk. When it comes to insurance, especially homeowners insurance rates, there are a few additional steps that can be taken to lower your insurance premiu...
Homeowners insurance is not a legal requirement and there is no local, state or federal statute which makes having homeowners insurance required by law. The reason why this is not an issue is because most homeowners normally do not own their homes ou...
Flood insurance covers damage to the home or property specifically related to flooding resulting from rising riverbanks or tidal areas along the coast. This is a special type of insurance specifically for properties prone to flood related damage and ...
Homeowner's insurance rates can vary by hundreds of dollars depending on a few variables, including your insurance company, deductible, credit score, discounts, and other factors. When shopping for homeowner's insurance, it pays to look at multiple f...
If you plan to buy a home or condo, you must have Home owner insurance. Not only does it protect your home investment, it is also a requirement when you buy a house and lot through mortgage. Home insurance is a protection given to your house in case ...
Private mortgage insurance often referred to as PMI is an insurance where lenders ask borrowers to pay when they get a mortgage if they do not have enough equity in their home. This mortgage insurance protects the lenders if in case you default on yo...
You need to know how much homeowners insurance coverage to purchase before you start shopping for a policy. How much home insurance coverage to buy depends on the value of your house and your personal belongings. Home insurance coverage needs to be a...
The cost of home insurance is measured by the premium rates that you will need to pay monthly or yearly. Your homeowners insurance rates are determined by how risky your home is to insure. If something happens that changes your risk level than your h...
Homeowners Insurance does cover dog bites, but there are limitations depending on your dog, your insurance company, and your policy. Many insurance companies refuse to offer home insurance for dogs such as Pit Bull, Doberman, and Rottweiler because, ...