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Learn About Home Buying


When Can A Home Seller Back Out Of A Sale?
When Can A Home Seller Back Out Of A Sale?

You and your realtor have found the perfect home after a long search and you're now ready to make an offer. The Offer to Purchase paperwork has been prepared and signed by yourself and the seller and it is now in the process of Attorney Review. You'r...


6 Financial Necessities for First Time Home Buyers
6 Financial Necessities for First Time Home Buyers

Being a first-time home buyer is an exciting time and the anticipation of moving into your dream home or out of an apartment can lead to putting other financial considerations on a back burner. There are a number of financial steps to take before, du...


Safety Issues When Buying A Home
Safety Issues When Buying A Home

Buying a home is about more than a big backyard and a place to park your car, it is also a place for you and your family to feel safe. Safety will be the primary concern for most families and it's better to ask about them early in the buying process ...


Identifying Hidden Costs Of A Pre-Existing Home
Identifying Hidden Costs Of A Pre-Existing Home

Buying a home is an exciting time but if you're moving in to a pre-existing residence you'll need to consider and plan for any hidden costs. There may already be some expected costs due to items which were identified during the home inspection. Some ...


Is It Better To Build Or Buy A Home?
Is It Better To Build Or Buy A Home?

At some point, home buyers ask themselves whether or not it's better to build or buy a home. There are number of different considerations ranging from price to location to your personal level of patience which determine what option is best for you. S...


Should I Build An Addition Or Buy A New House?
Should I Build An Addition Or Buy A New House?

Inevitably a family will outgrow their current accommodations and look at various solutions to provide enough room for all members. As children grow, room becomes more limited and many families will look to increase the amount of available living spa...


To Rent Or To Buy A Home
To Rent Or To Buy A Home

Many individuals and families at some point will come to a crossroads about whether or not to rent or buy a home. There are many pros and cons to both scenarios which must be fully evaluated in relation to your current lifestyle and future goals. The...


8 Dumb Mortgage Moves
8 Dumb Mortgage Moves

Purchasing a home can be a stressful experience dealing with multiple parties and juggling finances to qualify for a mortgage. Most problems arise from not being properly prepared or anticipating additional expenses needed for closing. A little knowl...


Buying A Home That Needs Repairs
Buying A Home That Needs Repairs

Finding the perfect house is sometimes easier said than done which is especially true if the house is pre-existing. Homes which are not new are bound to have various quirks and areas which need attention. Most, if not all, of these will be pointed ou...


How To Reduce Stress When Buying A Home
How To Reduce Stress When Buying A Home

Purchasing a new or existing home can be a very stressful endeavor and disrupt many aspects of a person's life. Part of the stress results from juggling all the requirements from obtaining paperwork, looking at properties and dealing with agents all ...


How Long Does Buying A Home Take?
How Long Does Buying A Home Take?

Buying a home can take as little time as a two weeks or as much time as a year or more. There is no surefire way to predict the amount of time it will take because there are many different and often complicated factors which come into play when buyin...


Checklist For Home Buying
Checklist For Home Buying

When purchasing a home, especially for the first time, it is important to understand what is important to you and to plan for the future accordingly. Many home buyers base their purchase specifically on how much they can afford regardless of other ex...


Previously Owned Vs Brand New Houses
Previously Owned Vs Brand New Houses

There are many different considerations when purchasing a home and some are more important than others. Some people like to live downtown while others want a home with a pool. Do you have children and are looking for a highly regarded school? Do you ...


Home Buying Problems
Home Buying Problems

Owning your own home can be a dream come true for many people and it is most likely the most important financial decision in anyone's lifetime. The process of purchasing a home can be stressful in and of itself from having to deal with real estate ag...


How To Invest In Real Estate
How To Invest In Real Estate

The real estate market has had its highs and lows. When it is high, it draws in a flurry of investors, all seeking to turn a profit. When the market is low, those investors disappear like rats from a sinking ship. In truth, even when the market is lo...


Buying a House Takes More than Great Credit
Buying a House Takes More than Great Credit

Before getting into how you can do to boost your credit score, however, I want you to be aware that a great credit score alone is not enough to get approved for a mortgage loan. If you don't have sufficient income, no matter what your credit score, t...


New Home Buying Tips
New Home Buying Tips

Purchasing a new home is often the largest financial decision any person will make and because of this can be an incredibly stressful time for most new home buyers. It can also be an incredibly fun time due to the excitement of looking at various pro...


First Time Home Buying Tips
First Time Home Buying Tips

Owning your own home seems to be the ultimate achievement for most individuals. In order to successfully purchase your first home it is important to keep in mind some home buying tips to make the process easier. Such a large purchase requires careful...


How Will Buying A Home Affect Your Tax Filing?
How Will Buying A Home Affect Your Tax Filing?

The United States government incentivizes home purchasing by including numerous tax benefits or tax breaks for home purchasers. The most common of these tax benefits is deducting mortgage interest from your adjusted gross income. There are additional...


Researching And Fighting Neighborhood Associations
Researching And Fighting Neighborhood Associations

Neighborhood associations, which are often referred to as homeowners associations, are nonprofit organizations which residential communities employee to maintain a certain standard of living and to prevent property values from decreasing from neglige...


How To Estimate A Monthly Mortgage Before Buying A Home
How To Estimate A Monthly Mortgage Before Buying A Home

If you are not purchasing a home by paying cash then it is important to know with some amount of certainty what your monthly mortgage payment will likely be. To estimate a monthly mortgage before buying a home you can use various online resources whi...


When Can A Home Buyer Back Out Of A Sale?
When Can A Home Buyer Back Out Of A Sale?

Only under certain circumstances came a home buyer back out of a sale. For the most part these instances are industry accepted and a normal part of the process when selling a residence. However, backing out of a sale of a home can have certain legal ...


Buying A Home With Bad Credit
Buying A Home With Bad Credit

Realistically, most individuals will be unable to buy a home with bad credit. The question is what denotes bad credit and what can be done to improve your credit situation to facilitate the purchase of a home. Getting qualified for a mortgage is a co...


Tips For Choosing A Real Estate Agent
Tips For Choosing A Real Estate Agent

Choosing a real estate agent may be one of the most important factors in determining how quickly you sell your home and how much money you stand to make from the sale. When you select a real estate agent it is customary to sign a contract and since t...


Investing in Rental Property
Investing in Rental Property

So your thinking about investing in property. Why question the present economical climate with low interest rates putting money into a bank or building society isn't going to pay you much. Stocks and shares are no longer a safe place, and so many peo...


How To Buy Your First Home
How To Buy Your First Home

Only five years ago, it was relatively easy to finance a home, but the Great Recession and the mortgage market's meltdown have made it difficult for many people to qualify for home loans. The shifting state of home values and prices has complicated m...


8 Reverse Mortgage Myths
8 Reverse Mortgage Myths

Over the past 20 years, reverse mortgages have become an increasingly popular financial tool among older home owners planning their retirement. But they have also been controversial, and there are many misconceptions about if and when they are the ri...


The Newlyweds Guide To Buying An Affordable House
The Newlyweds Guide To Buying An Affordable House

One of the first things on the minds of newlyweds is buying a house. This is ironic, because most young newlywed couples aren't in a good financial position to buy a house. Buying a house is a huge endeavor, and you must have SOME cash to buy it. The...


Risks You Should Watch For When Buying a Home
Risks You Should Watch For When Buying a Home

It's easy to walk in the door of a home and fall in love with it. It might have your dream kitchen, gleaming hardwood floors, the perfect open floor plan and that jetted tub you have been dreaming of. But that home could also have some hidden risks t...


What Are The Tax Advantages Of Home Ownership?
What Are The Tax Advantages Of Home Ownership?

Owning a home can give you considerable tax advantages. Homeowners pay local property taxes and interest on their mortgage. A renter pays rent. The landlord however can use the money the renter pays to pay the interest on the mortgage so in a indirec...


The Advantages and Disadvantages of Owning a Home
The Advantages and Disadvantages of Owning a Home

Many times you hear people say "owning your home is not an investment." It may not be an investment, but it does involve spending money that could be better used elsewhere. Still, I do admit that there are intangible benefits that you can't easily pu...


How to Invest in Real Estate Property
How to Invest in Real Estate Property

Learning how to invest in real estate isn't just for the big spenders. The potential returns in the real estate market make it the perfect business opportunity for people from all walks of life. There will be some need for capital to sink into your r...