Learn About Budget Basics
My wife and I have reduced our television viewing to roughly four hours a week: two hourly dramas and maybe two more hours combined throughout the week. I believe that it won't be too long before we turn the television off for good. Why? It's too exp...
If you take a one week challenge to turn off the television, several things will happen, chief among them boredom and a sense of having a ton of "empty" time. Here are ten things to do to fill that time. Start an exercise plan. If you didn't watch...
Saving this shiny blue marble floating through space simply isn't a priority for most human beings. While it isn't fair to generalize or judge Third World countries struggling to build economies and provide for their populace, first world nations hav...
With the average cost of a wedding running upwards of $25,000 it is more important than ever to set limits and create a budget for your special day. There is no other event like a wedding where the options available are so overwhelming and expensive....
Emergency funds are crucial for covering unplanned expenses such as auto repairs and health problems. Not enough consumers have a separate savings account dedicated to the sole purpose of providing a safety net when life slaps them in the face. And t...
Implementing and staying with a budget is the single most important factor when determining financial security and overall wealth. Unless, as a consumer, you happen to be part of the 1% of society who is obscenely wealthy, you will have to make tough...
Healthy options when eating out have become more plentiful recently because of increased awareness and pressure on companies to provide more choices. Not only are there more salads and vegetarian dishes but more restaurants are including calorie coun...
Saving a dollar here and there may not sound like a lot but it adds up over time. Wasteful spending isn't limited to buying an overpriced jacket or eating out too often. It's more about the out of sight out of mind aspects of our lives which cost us ...
Sharing your life with someone else can be a wonderful experience with many benefits but not all is sunshine and lollipops and a successful relationship requires hard work. Individuals get together when they share common interests, enjoy each others ...
Living means learning but some mistakes are too costly to make especially when it comes to managing finances. Making poor decisions with regards to spending money add up over time and can lead to thousands of dollars in excess debt or depleted saving...
With maturity comes wisdom and experience leads to knowledge but at one point or another we've all made naive and uninformed money mistakes. Having bad financial judgement is one of the most common obstacles for young people when looking to secure a ...
The price of food continues to go up whether it is preparing a meal for your family or eating out at a restaurant. With so many other things requiring your time and attention what are some simple steps you can take to stretch your grocery budget. Hop...
Managing personal finances is difficult but doing it for a household can seem like a insurmountable task for many families. Bills never seem to stop coming and request to buy this or buy that from children or loved ones add to the level of stress. Fo...
Parents raising young children do them a disservice if they don't teach them early about money by explaining where it comes from and how best to use it. Budgeting an allowance is part of general financial education and it should start early because i...
One of the most common complaints that Americans have is that saving money is simply too hard to do in today's economic climate. But wholly neglecting to save money in a savings account -- whether on dining out with friends or by not having enough fo...
During trying economic times it can be difficult to see where to cut expenses to make ends meet. Often by the end of the month there might still be minimum payments to be made and not enough cash on hand and make them. By making some slight adjustmen...
Budgets provide peace of mind because they show you exactly what money you have coming in and what money you have going out and that as a result allows you to plan for the future. Budgets are normally thought of as being bad and involving significant...
A yearly family vacation can be a very stressful time. Not only do you have to worry about where you're going to stay and how you're going to get there but you must also consider how much it is going to cost for everyone to enjoy themselves. There ar...
As the economy slows and job losses mount, it's a really good time to better manage your finances. Just like you handle other aspects of your life, your finances need to be managed too. Sticking to a budget, paying off debt, and saving more money has...
More and more people are shopping online everyday, unaware of the potential dangers that they face. Here we will expose some of the scams that unsuspecting shoppers may encounter online, as well as discussing the disadvantages of online shopping. ...
As a savvy consumer, I suspect that money wasters are among your pet peeves... and I don't blame you. Wasting money seems to be the American Way. But ironically, even those of us committed to saving cash can be blind to our own money wasting habits. ...
When it comes to budgeting, I think a lot of people expect that they'll sit down with a few weeks worth of receipts and a pad of paper, do a little math, and create a household budget so perfect and balanced and practical that it won't need adjustmen...
When many people hear the word finance, they think of Wall Street or large corporations handling millions or billions of dollars in funds. The fact is that most people deal with finance every day and it doesn't take an MBA, just an income. Finance si...
Money is a form of currency that can be used as medium of exchange .It can either be in the form of coins or in the form of banknotes. It can also be defined as a means of exchange that makes the division of labor possible so as to improve the qualit...
In the current economic climate, many people are still looking for ways to trim their every day expenses. What you spend money on every day can make a big difference in your financial situation over time. Here are 5 ways to save money on common purch...
In our fast-paced society, many of us rely on dining out. The problem is that even if you choose modest restaurants, eating out frequently can cost a lot of money, especially if you are eating out with your family. However, there are techniques tha...
With the economy getting worse, more and more people have been losing their jobs. As a result, many families are struggling to pay their bills, put gas in their cars, feed or clothe their children. They are just having a difficult time surviving, let...
One of the biggest transitions in a person's life is when they venture out on their own, leaving their parents and begin to take care of themselves. For many, this takes place when they graduate college or even high school. By focusing on starting of...
You may be tempted to spend on the things you always wanted to buy but you may not realize that you don't actually need them. You must make smart money spending decisions so that you may be able to avoid a lot of money troubles you may run into as st...