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Learn About 401(k)s


What Are Some Advantages Of A 401(k)?

Most working individuals are familiar with some of the advantages of having a 401(k). Even with this knowledge only about 50% of employees who are eligible currently contribute to a company-sponsored retirement account. Some of the apprehension from ...


401(k) Rollover Penalty Free

Starting employment at a new company can be a exciting experience but many organizations offer 401(k) retirement plans which have to be dealt with when pursuing new job opportunities. It may not be exciting to deal with a 401(k) from a former employ...


Is There A Way To Change The Company That Manages Your 401(k)?

In most circumstances it is not possible to change the organization which has been contacted by an employer to manage individual retirement accounts such as 401(k) plans. Outside of experiencing a life event such as retiring, changing jobs or turnin...


What Is A 401(k) Rollover?

It is very rare nowadays for most employees to stay at a company through the entirety of their career and into retirement. As a result it is common for many individuals who contributed to their company sponsored 401(k) plan to rollover there account ...


401K Basics: How These Retirement Plans Work to Your Benefit
401K Basics: How These Retirement Plans Work to Your Benefit

As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to provide the means to meet their investment goals. That's because 401(k) plans offer a variety of attractive feat...


What to Do With My 401(k) After I Quit

Now that I plan to quit my job and pursue my own business, it's time to look into how I should handle my current 401(k) account once I leave the company. As I don't have a huge 401(k) account balance, the penalty if I don't do anything will be relati...


How to Rollover Your 401k to an IRA

One of the ways you can improve your retirement investing is to roll your 401(k) over to an IRA. A rollover, if done right, can help you put your money into an account that sometimes offers more investment options than your company 401(k) plan offers...


401k or IRA: Which Should You Fund First?
401k or IRA: Which Should You Fund First?

One of the questions that many people have as they plan for retirement is whether they should fund a 401(k) or an IRA first. And, of course, the answer depends on what you are trying to accomplish with your retirement fund. IRAs and 401ks have som...


Don't Rollover Your 401(k)

It's not generally assumed that one should always roll over their 401(k)'s when they leave their job but a lot of folks have recently been asking me, since I had just gone through the process, who they should roll their 401(k) over to (I wish with Va...


5 Mid-Year Tuneups for Your 401(k)

Most of us tend to put our retirement plans on automatic. It's much easier to just have the money automatically taken out of your paycheck, and have it put into your 401(k) (hopefully with a match). Just leaving your 401(k) on auto-pilot, though, ...


Three More Reasons To Not Rollover Your 401(k)

When you leave your job, one of the decisions you may have to make is whether or not you should rollover your 401(k) into a Rollover IRA. The process of rolling over your 401(k) is easy, so don't let that be a deterrent, and the benefits of rolling o...


Six Roth IRA and 401(k) Questions Everyone Asks

By everyone I mean random people who reach the site via Google, but they're common questions that I read or hear all the time so they make for a quick Q&A article. If you think any of my responses are off target, certainly give your opinion as well b...