Learn About Lowering Bills

People who do not know how much they spend on groceries each month are twenty times more likely to be over their heads in debt than those who know exactly how much they spend on food each month. Those struggling with debt are always surprised that w...

Cell phones which used to cost thousands of dollars and were the size of a brick are now ubiquitous and offer advanced features which could never have been predicted. Cell phones also opened up new possibilities for consumers to be billed outrageous ...

Purchasing food for the family can stretch any budget but there are many different ways to lower your food expense without sacrificing too much. The following ideas are 10 of the best ways to reduce food costs and maximize your purchasing power when ...

The nationwide obesity epidemic has not only become an issue for adults and children, but also for family pets. Animal obesity has been exacerbated by the pet owners more sedentary lifestyle and poor eating habits. It's one thing for a human being to...

Purchasing bulk items at membership stores actually cost some consumers more money over the course of the year. It's hard to ignore the lure of a 5 gallon can of mayonnaise or 10,000 straws. All of us at one time or another have had a $300 shopping b...

Families eat out more often than ever before which is both unhealthy and expensive. While everyone knows they should be eating home cooked meals and consuming more fresh fruits and vegetables it's not always easy to do. Check out the following ideas ...

For many families, food can make up 20% of an annual budget so any time you can save money on food it can help make managing finances easier overall. Below are 25 of the best tips to save when buying food while still finding something for everyone an...

From clipping coupons to making your own cleaning supplies the possibilities are endless for spending less. Ask friends and family about their favorite ways to save money or get great deals on food and other products. Don't be overwhelmed and be sure...

Throwing away food is becoming an all too common occurrence in most households. The average family tosses approximately 40% of their food purchases into the waste bin resulting in an average loss of $500 per year. By taking a few steps to change how ...

The average family spends between 10% and 15% of their annual budget on food related expenses. This same family also carries on average about $8,000 in credit card debt. By saving money on food, most households can benefit from putting less expenses ...

The Environmental Protection Agency estimates that the average household will spend approximately $2,200 on utilities per year with half of that going to heating and cooling. Given that utility bills constitute a significant portion of a household bu...

Summers continue getting hotter and the price to stay cool keeps going up as well. Air conditioning units are known to be electricity hogs which can result in triple digit electricity bills in the hottest months of the year. Using high electricity ap...

Weather seems to be getting more extreme resulting in hotter summers and colder winters which in turn drives up energy bills. Even then, utilities seem to be high all year round as families purchase more and more electronics and spend more time conne...

Purchasing groceries is one of those necessary expenses that go with paying for gas and electricity or providing maintenance on the car. We don't necessarily want to do any of these things but they are a part of everyday life and required to function...

Electricity is an essential part of everyday life and is used in everything from the battery in a car to an electric stove to watching a movie on TV. As more and more electric devices come to market consumers wind up paying even higher electric bills...

Energy bills make up a significant amount of a families monthly budget. Between taking showers, watching television, running the air conditioner and all activities in between, utility costs seem to only go up and never down. With some minor modificat...

An increasing population and agriculture as well as dramatic environmental shifts resulting in droughts put serious strains on domestic water supplies. In the past you could go down to a local stream or dig a moderately shallow well to get water for ...

There is a reason why fruits and vegetables make up the majority of the federal government food pyramid and it has to do with nutrition and overall health. Vegetables provide essential vitamins and minerals in addition to valuable nutrients which hel...

Saving money on your average water bill does more than help reduce utility costs but also goes a long way towards benefiting the environment. There are a number of tips and tricks which can be used to reduce water usage for individuals and the househ...

Every year the price of commodities goes up including heating oil and natural gas. When winter rolls around you have two options; either live in a cold dark world where you can see your breath or pay high monthly gas bills. Heating is a luxury most o...

In tough economic times a high electric bill can be a real shock to the system. Families can't go without electricity as easily as they can go without cable or eating out. Fortunately, substantial energy savings can be realized by focusing on effic...

Going grocery shopping can be a stressful experience especially if your family is full of carnivores. Meat can be a significant portion of a grocery budget and looking for ways to minimize this expense can be time consuming and frustrating for the ...

Prices for heating a home seem to increase every year due to rising prices for heating oil and natural gas. Instead of hopping for prices to decrease in the future steps can be taken today to make your home more energy efficient. With minor modific...

Many states are looking at green initiatives during these modern times. Massachusetts is no different and have done quite well in taking the going green leap. Going solar is one of the many steps being actively pursued. Many residents in Massachusett...

When it comes to monthly expenses, there are some costs you don't think can get lower, like a utility bill. But with some awareness, a bit of effort and a few phone calls, you might be surprised at how much you can knock down utility costs that once ...

With American culture becoming more environmentally conscious, it is increasingly common to hear people discussing water efficiency and methods of conserving water. Treating water requires a great deal of energy, so water conservation not only cuts d...

You don't have to buy a lot of expensive gadgets or live without luxury to conserve energy. Environmentally friendly activity is just a matter of habit. By using only what you need, when you need it, you can help the environment and save on your powe...

With hot summer weather just around the corner, now is the time to give your home a check-up. Here are six tips from the Comfort Institute to make sure your air conditioning bills don't blow your cool! 1. Have your duct system tested for air leaks...

Why cheap car maintenance? I don't believe that spending a lot of money on fuel additives or special tires or whatever I see suggested elsewhere will really help you to improve your bottom line, and that's what this article is about. For instance I d...

Everything is getting more and more expensive and anything that can be done to reduce transportation costs will help financially. Basic car maintenance and keeping the vehicle clean are suggestions most drivers know about but there may be other idea...

One good thing that has come out of this recession is that people have become, or are trying to become, more financially responsible. We are seeing higher savings rates, faster debt repayments, lower debt-income ratios and more frugality, people now ...

Taking a shower is popular, but many people still like to take baths. Baths are nice and relaxing I suppose, but they use much more water than a shower. Unless you must take a bath to get clean, a shower is a better way to save water. One bath uses a...

If I told you that a little vegetable gardening could be a big money saver, you might not believe me. You'd probably be more excited if I told you that it was possible to grow gallons of gasoline in your garden. Well, I'm not here to tell you abou...

Winter is already in full swing, but it is not too late to take steps to minimize your heating expenses. If you're like most families your heating bill is one of the biggest expenses you have, so trimming those costs a little here and there can go a...

It's no secret that consumers have reacted to recent economic uncertainty by tightening their belts and getting much stricter with their utility budgets. At the same time, however, internet prices seem to have gone up as demand has increased and spee...