
Providing quality affordable Health Insurance for children has become a national mission and resulted in many of the new provisions under the Affordable Health Care act that Congress recently passed. But even prior to the Affordable Health Care act the United States implemented the Medicaid program to federally fund state health insurance programs starting in 1965. The goal of Medicaid is to provide quality affordable health insurance for children living at or below the poverty line. Read More

HMOs, or Health Maintenance Organizations, can vary widely from other health insurance plans such as individual plans, PPOs, and indemnity plans . Due to these differences, HOMs have numerous pluses and minuses which need to be considered to determine whether an HMO is the best plan for you and your family during enrollment. Read More

PPOS, or preferred provider organizations , can be very inexpensive and offer significant health coverage and options similar to HMOs. However, a primary difference between HMOs and PPOs are deductibles and the concept of in network and out of network providers. Read More