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Learn About Consumer Credit

Consumer Credit: What Is A Civil Judgement?

A civil judgment is a final decision made by the court ordering a party to pay a specific amount as restitution for money owed as a result of monetary loss and damages. Civil proceedings differ from criminal prosecutions and are not necessarily depe...


Consumer Credit: What Is A Credit Line?

The most popular and often first line of credit most individuals experience is that of a credit card. Another type of popular credit is called a home equity line of credit, or HELOC, which applies specifically to homeowners but is similar in concept...


Consumer Credit: What Is Refinancing?

Participating in life often means buying a home, going to dinner, paying for school, traveling with family and all of these activities take money. If you're one of the lucky few who have unlimited financial resources then you can pay cash for all th...