Collection agency harassment can be a big problem and severely affect an individual's quality of life and their ability to carry out day-to-day activities. The key to stopping this type of harassment is understanding your rights under the law and bei...
Generally speaking most collections agencies follow federal guidelines established under the Fair Debt Collection Practices Act or FDCPA. What this means is that they are only legally able to talk to the responsible party for the outstanding debt and...
A collection agency, as its name implies, collects on outstanding debt either for itself or another organization. There are two primary types of collections agencies. Those which are contracted by other businesses to collect on a debt owed by custome...
Consumers have numerous rights with regards to debt collection and the more they know about illegal practices the better they are to protect themselves from unscrupulous collection agencies. While some illegal practices may seem obvious like not rece...
If you've ever had the displeasure of dealing with collection agencies you know what a pain in the neck they can be. They will call you umpteen times a day, send you threatening letters, and maybe even call your neighbors. The whole point of the effo...
If you find yourself trying to get out of debt it can be overwhelming to know that you owe a great deal of money. It can be even more overwhelming when collectors contact you repeatedly in order to try and get you to pay. The good news is that you do...